How To Apply For, Repay, Check GT Bank (GTB/GTCO) Quick Credit Loan On Your Mobile Phone

How To Apply For, Repay, Check Status Of GT Bank (GTB/GTCO) QuickCredit Loan | Quick Loan On Your Mobile Phone

QuickCredit is one of the ways that GTB (GTCO) has decided to use to make life easier for her customers.

Many financial institutions now offer the opportunity for people to borrow money which could be repaid later, though not without interest.

Guarantee Trust Bank (GTB) QuickCredit is one of the ways to obtain such quick loans from the comfort of your home. All you need is your mobile phone with your sim card registered with the bank, and you are ready to start applying for GTB QuickCredit.

To begin your application for the GTB QuickCredit, simply dial *737*51*51# on your mobile phone.

You'll receive a prompt that a charge applies via the USSD channel. Accept the condition to continue.

If your sim card is registered with the bank, you should see a prompt with a list of options to continue your application.

Follow the prompt, and select the appropriate option to continue with your loan application process.

If all goes well, your load should be approved in no distant time.

How to Pay Back Your GTB Quick Credit Loan

To pay back your loan, follow these steps:

Dial *737*0# on your phone.
Select option 4 (Repayment)
Select option 2 (Close Credit)
Enter PIN to liquidate the credit

How to Quickly Check Your GTB Loan Status

Checking your GTB loan status is simple just as applying for the loan is simple.

To check your GTB loan status, follow these steps:

Dial the code that corresponds to what you intend to check.

For account balances, BVN & Account Number, dial *737*6*1#
For loan balances, dial *737*6*2#
For card status, dial *737*6*3#
For cheque book status, dial *737*6*4#

How to Activate GTB USSD Code On Your Phone

You may be asking how you can activate USSD banking for your GTB account on your phone.

Making this activation is simple.

To be able to apply for a loan, or carry out any monetary transaction for your GTB account, you must activate USSD transactions.

To make this activation right away, simply dial *737#.

This code should be dialed from the sim card registered and connected to your account with the bank.

Now you'll see a few options such as airtime top up for self, others, bill payment, etc.

Select option 9 to move to the next list of options.

From here, select option 3 to set up a pin.

Choose option 1 if you want to set up a pin with your debit/ATM card.

Select option 2 if you wish to set up a pin without a debit card.

In the event that you chose the first option, you'll be requested to enter the last six digits of your GT Bank debit card. Enter this information. Follow the next prompts to set up your pin.

In the event that  you chose to set up a pin without using a debit card, you'll be required to enter your 10 digit account number.

Enter this information and follow the next prompts to set up your pin.

 

GTB Quick Credit Loan Interest Rate

Now you've learnt how to apply for the GTB Quick Credit from the comfort of your home using only your mobile phone.

But what is the interest rate of the GT Bank Quick Credit soft loan?

How do you qualify for the GTB Quick Credit?

To qualify, you need to have an account with the bank. Your credit history must be white. What do I mean here? 

I mean you must not be a defaulter in loan repayment.

Defaulting to pay back your loans can affect your credit score, and the ability to get subsequent loan approvals.

Talking about the interest rate for this loan, the interest rate we can say is fair enough.

The GT Bank QuickCredit has an interest rate of 1.5% per month.

With this information handy, you can decide to apply for the GTB quick credit soft loan for salary earners or not.